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Terms of use

Last updated September 24, 2026

General information only

This website provides general educational information about insurance. It is not a policy, quote, binder, guarantee of eligibility, or promise that a particular product, carrier, provider, price, or benefit is available.

No coverage created

Submitting a form, calling, texting, emailing, or speaking with Mandy does not create insurance coverage. Coverage begins only as stated in documents issued by the applicable insurance carrier after all requirements are satisfied.

Availability varies

Plans, rates, networks, underwriting, eligibility, benefits, exclusions, and enrollment periods vary by state, ZIP code, carrier, household, health history, and other circumstances. Always review official plan and policy documents before making a decision.

Website accuracy

Reasonable care is taken in presenting useful information, but website content may become incomplete or outdated. Mandy can help confirm current details for your situation.

Acceptable use

Do not misuse the website, attempt unauthorized access, interfere with its operation, submit false information, or use it for unlawful activity.

Contact

Questions may be sent to aserpas@myhst.com or 985-507-4266.